The capital you need.
A partner you can trust.

An online B2C retailer had bought too much stock causing a short-term cashflow issue, having breached supplier credit terms. We found them a short-term £1.5m facility overcoming that hurdle, allowing them to pay down suppliers and free up needed credit terms.

After taking many unsecured expensive loans, a second-hand car dealer was paying over £40k in monthly repayments, draining cash from the business. We helped them refinance their commercial premises releasing cash to pay down some of the loans, in addition to using investment properties to repay the remainder, bringing down monthly ongoing payments to circa £12,500.

When their lender pulled out of the market, an opticians business needed to find a new provider quickly. We secured them a refinancing solution for both the properties and goodwill of the business into a longer-term £1.1m facility.

A property development company needed financing for a large-scale construction project. We secured them a development loan with flexible drawdown structures that perfectly matched their project timeline, enabling them to complete the development on schedule.

A manufacturing business was struggling with cash tied up in outstanding invoices. We arranged an invoice finance solution that immediately improved their cash flow, allowing them to take on larger orders and grow their operations.

A hospitality business needed to upgrade their equipment but wanted to preserve working capital. We arranged asset finance that spread the cost over time whilst giving them access to the modern equipment they needed to stay competitive.

A manufacturing client required a revolving credit facility to assist with the purchase of stock, as the lead time from delivery of stock to manufacture and sale to customer was circa 150 days. We found a revolving credit facility to assist with funding of their very specific trade cycle.

A coffee wholesaler had been attempting to speak to multiple lenders over an 18-month period looking for funding but had no success. We took time to understand the business and its trade cycle to identify the best solutions. We introduced an invoice financier who facilitated a $2m USD facility supported by a trade finance facility from another lender. The deal was also supported by PG insurance mitigating the Directors' PG liability and credit insurance to support credit limits of customers, allowing the business to move from cash sales to offering credit terms.

A high-end retail shop had an expensive £700k unsecured facility which was costing them £33k a month to service. We understood the cash pressures and trade cycle, and found a secured revolving credit facility for them using their investment property as security to refinance the expensive loan into the revolver, saving the business £23k a month in servicing costs.

A recruitment client was looking to take on a new contract with a larger customer. Having been self-funded before, we found an invoice finance provider to support cashflow when taking on the new customer, enabling them to grow their business.

A property developer was looking for funding to purchase investment property which they could then develop. We found them an appropriate purchase bridging loan to facilitate the purchase and then obtained development finance and a BTL mortgage to refinance.

Needing help to refinance a number of costly unsecured loans, a wholesale business contacted us for assistance. We found a secured loan on an interest-only basis, reducing the monthly outgoings for the client for two years and giving them more time to build the business, keeping costs low before refinancing onto a longer-term facility.

An online retailer was in search of a stock funding facility. We obtained a revolving credit facility to allow them to facilitate the purchase of their stock, giving them time to sell the stock to repay the facility and re-borrow. The interest-only facility based on borrowings kept borrowing costs low whilst giving the business capital to invest.

A recruitment client focused on the logistics sector had just won a large contract with a national builders merchant but needed assistance in funding the weekly wages. We found and tailored an invoice finance facility to support working capital and weekly wage payments, and secured an appropriate credit insurance policy to protect against non-payment.

After taking an expensive unsecured loan thinking it would fix working capital issues, an electrical contractor found the money ran out. We found a cheaper alternative on a longer term, bringing down monthly payments and interest costs. What the business actually needed was a construction invoice finance facility helping them raise money on applications for payment, which assisted with material and weekly wage payments ongoing.